Unless otherwise indicated in this site, the information and materials available through this site are the property of the Financial Consulting Group, L.L.C. (FCG) and/or its member firms and are protected under U.S. and foreign copyright, trademark and other intellectual property laws.  No intellectual property or other rights in and to the information and materials on this site are transferred to visitors to this site.


You may not reproduce or distribute copies of materials found on this site (including, but not limited to text, logos, graphics, sounds or images) in any form (including by e-mail or other electronic means), without prior written permission from FCG.  Instead, we encourage you to tell others how to access the materials directly through this site.

Requests for permission to reproduce or distribute materials found on this site should be submitted through our Contact Us form.


Our website contains several links to sources outside of FCG that we believe are useful to visitors to our site.  Once you link to another site, you are subject to the privacy policy of the new site.

Once you leave the FCG site and connect to another entity, that site is not under the control of FCG, and FCG is not responsible for the content of sites to which it is linked.  FCG is providing these links to you only as a convenience, and the inclusion of any link does not imply FCG's endorsement of the site(s).

Links to other websites are included when the content of those sites are judged to be suitable or helpful.  However, FCG has no control over the nature of content of those websites, which may change from time to time.  If you find a link on our site to any other site where the content does not appear to be suitable or the link is bad, please immediately notify the webmaster.

FCG welcomes links to its site.  You are free to create a hypertext link to FCG's site as long as the link does not state or imply any sponsorship of your site by FCG.  Also, we request a courtesy notification, via e-mail, in advance of your intention to link to our site.

Discussion Forums

Access to FCG Discussion boards is limited to FCG members.  Postings made to the FCG forums are confidential.  FCG Discussion Forums are closed groups and access to the postings is limited to FCG members.  Sharing of forum postings to non-FCG members constitutes a violation of the FCG membership agreement.


To the maximum extent permitted by applicable law, in no event shall FCG be liable for any special, indirect, incidental or consequential damages whatsoever arising out of or resulting from the use of, or inability to use data, documents or information made available on this site or other websites linked to this site, or content errors, omissions or infringing material, including without limitation, lost profits, damages for loss of goodwill, work stoppage, computer failure or malfunction or any and all other damages or losses, even if FCG is advised of the possibility thereof and regardless of the legal or equitable theory (contract, tort or otherwise) upon which the claim is based.

The documents and related graphics published on this site could include typographical errors or technical inaccuracies.

Viruses and Email

While FCG makes every effort to keep this site free of computer viruses, due to the speed with which new viruses can propagate, FCG does not warrant that this site is free of viruses.

Messages transmitted via electronic mail (e-mail) are not secure and any information to this site via e-mail will not be treated as confidential.  FCG may use e-mail or other forms of input provided by visitors to this site for any purpose without compensation to the contributor.